Choose The Best Payment Gateway (India) that works for you

If you are running a startup or small business or a Brand, it could be quite difficult to choose a Payment Gateway for your eCommerce store. Therefore our eCommerce experts at BrandLoom Consulting set down to identify the top 10 Best Payment gateways in India. So in this article, you will find the list of 10 best online payment gateways curated by our team based on their experience, you will also find insights on 5 Bonus Payment gateways also.

payment gateway acquisition services - adv
payment gateway acquisition services – adv

However, before you jump into the list, let us understand what is a payment gateway?

What is a Payment Gateway?

A Payment Gateway is an eCommerce application service that authorizes credit card or debit card payments for online businesses, online retailers, bricks and clicks, or traditional brick and mortar. It facilitates the transfer of information between a payment portal (such as a website, mobile phone, or interactive voice response service) and the Front End Processor or acquiring bank.

Payment Gateway service automates the payment transaction between the shopper (buyer) and merchant (seller). It is generally a third-party service that is actually a system of computer processes (that process, verify, and accept or decline credit card transactions) on behalf of the merchant through secure Internet connections. The payment gateway infrastructure allows a merchant (seller) to accept credit, debit card,s and others form of electronic payments.

HOW DOES A PAYMENT GATEWAY WORKS - EXAMPLE FROM PAYUBIZ IN INDIA
HOW DOES A PAYMENT GATEWAY WORKS – EXAMPLE FROM PAYUBIZ IN INDIA

List of Payment Gateways in India (Randomly Placed):

Here is our curated online payment gateway list.

1. Cashfree payment gateway

Cashfree is a popular payment gateway in India. It provides the widest range of payment options: debit and credit cards, 75+ Netbanking options, Paytm, and 6 popular mobile wallets like Airtel, Mobikwik, Freecharge. In addition to this, they offer the widest range of PayLater and cardless EMI options such as ZestMoney, OlaMoney postpaid, etc.

It also supports UPI, NEFT, IMPS, and PayPal. Cashfree’s payment gateway pricing is just 1.75% per transaction [Lowest TDR charges in India]. Moreover, they have the fastest settlement cycle of 24 hours to 48 hours. Cashfree also offers an Instant Settlements feature that lets businesses access the funds within 15 minutes of payment capture.

Cashfree is best known for introducing advanced payment gateway features such as the Refunds suite that includes instant refunds, preauthorization on card payments, and Cashgram – Payout Links for COD order refunds.

CASHFREE PAYMENT GATEWAY OFFERS LOWEST TDR IN INDIA

Cashfree Charges
Cashfree Charges

Cashfree offers a feature-rich dashboard that can be used to create orders and collect payments along with the widest range of integrations – for both websites and mobile applications. Businesses can choose from a range of payment gateway integrations.

Cashfree has built ready-to-use eCommerce payment gateway plugins for platforms like Shopify, Woocommerce, Magento, OpenCart, etc.

  • Type of Payment Gateway: Integrated Payment Gateway
  • Cashfree Payment Gateway Charges in India
    1. Initial Setup Fees: ZERO
    2. Annual Maintenance Charges: ZERO
    3. Minimum Annual Business Requirement: ZERO
    4. Applicable Fee per Transaction:
    5. Credit & Debit cards on Visa, Mastercard, Maestro, RuPay, 75+ net banking: Flat fee @ 1.75% + Rs 0 per transaction
    6. Wallets: Paytm, Airtel Money, Freecharge, Mobikwik, Ola Money, Jiomoney: Flat fee @ 1.75% + Rs 0 per transaction
    7. UPI: Flat fee @ 1.75% + Rs 0 per transaction
    8. International Credit Cards on Visa, Mastercard, and American Express: Flat fee @ 3.5% + Rs 7 per transaction
    9. Taxes extra as applicable from time to time
  • Domestic Cards and Internet Banking Options: Visa, Mastercard, Maestro, RuPay, and 75+ net banking
  • International Payment / Credit Card Support: Supported by Visa, Mastercard and American Express. Paypal integration with Cashfree is available that helps you offer Paypal as a checkout option. Start accepting international payments from day one.
  • Pay Later and EMI Options: Pay Later (Ola Money Postpaid, Lazy Pay, and ePayLater)
  • EMI — Flexmoney, ZestMoney and multiple bank EMI options
  • Recurring Payment or Subscription management — Collect payments for subscriptions via links or API. Customize subscription plans.
  • Multi-Currency Support: 32+ foreign currencies supported. Other currencies are also configurable on request.
  • Mobile App Payment Gateway Integration: Choose from the widest range – Android SDK, iOS SDK, Reach Native, Flutter SDK, Cordova SDK, Xamarin Android SDK and Xamarin iOS SDK.
  • Settlement days: 24 hours sell today and get paid tomorrow.
  • Smart Analytics: Live transaction report, compare monthly collections and mode of payments, daily reporting of the settled & unsettled transactions
  • Account activation: Go live within 24 hours of sign up. One of the few platforms that provide International payments activation from the first day itself. Start with easy to follow integration kits.
  • Documentation required for payment gateway registration: Completely online process. Need only scanned copy of the cancelled cheque, PAN Card and address proof.
  • Customer Support: Dedicated Account Manager is assigned to each account who stays as a single point of contact. Live chat support Mon-Saturday.
  • Cashfree Payment Gateway Contact Details: contact sales.
Cashfree Plugins
Cashfree Plugins

Cashfree is a payment and banking technology company. It helps 50,000+ businesses accept and send payments. You can use the Cashfree payment gateway to collect domestic and international payments on your e-store. Moreover, you can use these Cashfree products for simplifying your payment needs.

  • Subscriptions for managing recurring payments with options including emandate (Nach mandate).
  • Auto-collect to reconcile payments by NEFT-IMPS-RTGS using Virtual Accounts and Virtual UPI IDs.
  • Marketplace Settlement feature to split the commission with vendors(Cashfree managed nodal account).
  • PayoutsAPI banking platform for automating bulk payments, Cashgram for releasing instant refunds to customers (even for cash on delivery orders) and paying users.
  • Payouts Direct to help businesses connect all their current bank accounts and make bulk payments 24×7 instantly even on a bank holiday.
  • Global Payouts – cross border payments platform that helps global businesses send money to India to their sellers, service providers and freelancers in India.

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2 PayU Payment Gateway Service:

PayU (formerly known as PayU Money) is one of the best payment gateways to accept online payments with minimal development effort, easy sign-up, and a quick onboarding process. You can start accepting payments securely and seamlessly within your iOS, Android, or Windows app, within minutes, with our 100% online hassle-free onboarding process.

  • Their Charges are:
    • Annual maintenance Charge: Zero.
    • Transaction Fee per Transaction: 2% + GST for each transaction. For American Express & Diners Cards, transaction fees = 3% + GST for international transactions & EMI payment options, there is a set-up fee that needs to be paid along with Annual Maintenance Charges (AMC). Also, the transaction rates are 3% + ₹6 for every transaction..
  • Key Features of PayUMoney are
    • International Payment / Credit card Support: Supported
    • Domestic Credit cards supported: Visa/Mastercard/Diners/Amex credit Cards
    • Multi-Currency Support: Yes
    • Withdrawal Fees: Zero
    • Settlement days: T+2 days
    • Customer Support: Customer support always seems to be busy.
    • Documentation required: Extensive list of documents.
    • No of Days to start a transaction: 5-7 days
    • Supported eCommerce CMS Systems: All major CMS supported
    • Mobile App Integration: Android, Windows and iOS.
  • PayU Payment Gateway India Contact Details: Call 0124-6624801; email contact@payu.in

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3 Razorpay Payment Gateway

Razorpay is the only payments solution in India that allows businesses to accept, process, and disburse payments with its product suite. It gives you access to all payment modes including credit card, debit card, net banking, UPI, and popular wallets including JioMoney, Mobikwik, PayUmoney, Airtel Money, FreeCharge, Ola Money, and PayZapp.

Razorpay provides the highest level of tech integration at reasonable price:

  • Razorpay Payment Gateway service charges are:
    • Annual maintenance Charge: ZERO
    • Transaction Fee per Transaction: simple and transparent pricing plan which has no hidden fees: 2% per successful transaction; +1% for International cards, EMI and Amex; No setup fees; No Annual maintenance charges; GST applicable of 18% on the transaction fee.
  • Key Features of Razorpay Payment gateway service are
    • International Payment / Credit card Support: International approval is a separate process and takes longer, which is subject to the bank’s approval.
    • Multi-Currency Support: Does not support
    • Withdrawal Fees: Zero
    • Settlement days: 3 days in your connected Bank account.
    • Customer Support: Chat Support and IVR is available 24/7.
    • Documentation required: You can find the documentation list here.
    • No of Days to start a transaction: Near to real-time activation. Subject to documents approval.
    • Supported eCommerce CMS System: All major ones such as WooCommerce, Magento, CS-Cart, Opencart, Shopify, WHCMS, WordPress, Arastta, Prestashop.
    • Mobile App Integration: Mobile SDK’s for Android and iOS via Cordova/Phonegap
  • Razorpay Payment Gateway India Contact Details: support@razorpay.com

4 InstaMojo Payment Gateway

Instamojo Payment Gateway allows new merchants to create a merchant account instantly to collect online payments with ease with or without a website. Charges of InstaMojo are quite reasonable.

  • Instamojo Payment Gateway service charges are:
    • Annual maintenance Charge: ZERO. yes ZERO
    • Transaction Fee per Transaction: Flat fee @ 2% + Rs 3 per transaction
  • Key Features of Instamojo Payment gateway service are
    • International Payment / Credit card Support: Not supported
    • Multi-Currency Support: Not supported. Only INR.
    • Withdrawal Fees: Zero
    • Settlement days: 3 days in your connected Bank account.
    • Customer Support: Their IVR system clearly says that they are closed over weekends. However, on weekdays, our call went unanswered.
    • Documentation required: Documentation list you can see after signing up with them.
    • No of Days to start a transaction: You can start receiving payment after simple signup with your email. Types of Credit Card Accepted:
    • Supported eCommerce CMS System: All major ones such as Magento, Prestashop, Opencart etc.
    • Mobile App Payment Gateway Integration: Not available as of now.
  • InstaMojo Best Payment Gateway India Contact Details: Call on (+91)8880110011

5 PayPal Payment Gateway Service:

PayPal is a global payment platform available in 200+ countries across the world. PayPal claims to have processed 4 billion payments (including 1 billion mobile) in 2014. Over 173 million customers use Paypal on a regular basis.

That is the reason if you are expecting orders from international consumers, you have to have PayPal integrated into your eCommerce Store. PayPal supports more than 100 currencies with a fund withdrawal facility in your bank accounts in 57 currencies and holds balances in their PayPal accounts in 26 currencies.

In India, merchants primarily use PayPal to receive funds from foreign customers only as due to banking regulations an Indian company cannot accept Indian credit cards via Paypal.

  • PayPal Payment gateway Service charges are:
  • Key Features of PayPal Payment gateway service are:
    • International Payment / Credit card Support: PayPal can be used by an Indian merchant only for receiving international payments only. PayPal does not support or recognize Indian currency, therefore you need to choose an international currency as the base currency. What it means is that if somebody pays you in say Australian dollar through PayPal on your eCommerce store, PayPal will first convert that to US$ (with currency conversion charges). Therefore when you withdraw money from PayPal you will again pay currency conversion charges for conversion to Indian Rupee at your bank in India.
    • Multi-Currency Support: Paypal support over 100 currency globally and as a PayPal merchant you can keep your earnings in 57 currencies!
    • Withdrawal Fees: There are no withdrawal fees on PayPal. However, as you will be receiving money on a regular basis from PayPal (Through their Banker-CitiBank) you need to obtain proof of foreign inward remittances in the form of a certificate called “Foreign Inward Remittance Certificate or FIRC”. FIRC is a document that acts as a testimonial for all the inward remittances entering India. Most of the statutory authorities accept this document as proof that an individual or a business, such as a limited company, partnership firm, sole proprietorship firm, and others, has received payment in foreign currency from outside the country.
    • Settlement days: All payments received in your PayPal account will be auto-withdrawn to your local bank account on a daily basis.
    • Customer Support: PayPal has a great customer support system.
    • Documentation required: The documentation process is quite simple. It only takes a few minutes to start a PayPal merchant account. To do so you need to confirm your identity. To do so verify your PAN, add a local bank account, and a purpose code (The Purpose Codes have been introduced to identify the nature of the cross-border transaction payment made in compliance with regulatory requirements. Businesses are required to furnish the appropriate purpose codes from pre-filled dropdowns when they initiate a withdrawal from their PayPal account to their Indian bank accounts)  and confirm your email address. It is the easiest of the lot.
PayPal Payment Gateway Registration process in India
PayPal Payment Gateway Registration process in India
  • No of Days to start a transaction: You can start receiving payment immediately after successful registration.
  • Mobile App Payment Gateway Integration: iOS and Android.
  • Supported eCommerce CMS Systems: Most of the popular ones are supported.
  • PayPal best Payment Gateway India Contact Details: Toll free 18002123852.
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6 PayKun Payment Gateway

PayKun is a payment gateway service provider that enables a safe and secure transaction between buyer and seller. There are numerous happy merchants registered and live today who have developed their business with the help of PayKun.

Any large, small, individual, trust, NGO, eCommerce, etc can easily register on PayKun and use the payment gateway for receiving online payments. The customers will get multiple payment options to make a payment on the PayKun checkout.

cheapest payment gateway in India
cheapest payment gateway in India

Key Features of PayKun Payment Gateway are:

  • Setup cost: Zero
  • Annual Maintenance Charges: Zero. No hidden charges
  • Transaction Fee per Transaction:
    • Domestic: Flat 1.75% taxes as applicable
  • Key Features of Paykun Payment gateway services:
    • Paperless, easy & fast on-boarding process
    • Easy & free integration with your website/application for all major platform
    • Compliant with the Payment Card Industry Data Security Standard (PCI DSS) v3.2.1 Level 1.
    • Payment retry option
    • Payment link option for single & multiple customers
    • Master payment link option (Customer can fill their amount and initiate transaction without any integration) (demo link)
    • Single click easy refund to the Customers (Partial refund option available)
    • Website/Application not mandatory (individual can receive online payment by creating payment link)
    • Powerful dashboard (Easy and User-friendly UI)
    • Personal dedicated assistance
    • Mobile Optimised design, Widest Payment choices including all wallets and UPI, Advanced UPI – Scan and Pay, Subscription Payments, Withdrawal gateway and more
    • Offers 120+ payment options with simple and lowest pricing.
      • Debit/Credit cards, Master Card, Visa, Diners Club
      • Net Banking
      • Wallets
      • UPI/BHIM
      • Single QR Code
  • International Payment / Credit card Support:  No
  • Multi-Currency Support: No
  • Withdrawal Fees: None
  • Settlement days: T + 1 to T + 3 working days (depending on business model and payment mode)
  • Documentation required: Depends on the nature of business- business KYC and more
  • No of Days to start the transaction: within an hour
  • Paykun Best Payment Gateway India Contact Details: 1800-212-8070 (Mon to Fri – 10:00 am to 18:00 pm IST)

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7 CCAvenue Payment Gateway:

CCAvenue is one of the largest payment gateway India, offering a wide range of payment options. It offers 200+ payment options inclusive of 6 credit cards such as Amex, JCB, Diners Club, Mastercard, Visa, and eZeClick. It also supports 27 major currencies, thus enabling you to serve customers in some major global markets out of India. CCAvenue also allows a Multilingual payment page in 18 major Indian and international languages.

  • CCAvenue Payment gateway Service charges are:
    • Initial Setup Fee: Zero, yes Zero
    • Annual maintenance Charge for a Startup account: Rs 1200
    • Transaction Fee per Transaction: Variable fee below
      • Domestic Credit & Debit cards on Visa, Mastercard, Maestro RuPay: Flat fee @ 2%
      • Wallets: Freecharge, Mobikwik, OlaMoney, Jiomoney, Paytm, PayZapp, Jana Cash, SBI Buddy, The
      • Mobile Wallet: Flat fee @ 2%
      • IMPS & UPI: Flat fee @ 2%
      • International Credit Cards on Visa, Mastercard, American Express, JCB and Diners Club: Flat fee @ 3%
      • Taxes extra as applicable from time to time
  • Key Features of CCAvenue payment Gateway are
    • International Payment / Credit card Support: Supported on CCAvenues. Your eCommerce store can represent your product pricing in any number of currencies. Your customers can check-out on the CCAvenue payment option page using their desired currency with Multi-Currency payment Gateway that supports 27 foreign currencies.
    • Multi-Currency Support: CCAvenue allows the collection of payments in 27 major foreign currencies and allow your customer to pay in the currency they know best. Currencies supported by CCAvenue Payment Gateway are:
      • Indian Rupee
      • Singapore Dollar
      • Pound Sterling
      • American Dollar
      • Omani Rial
      • Bahraini Dinar
      • UAE Dirham
      • Euro
      • Canadian Dollar
      • Swiss Franc
      • Baht
      • Sri Lankan Rupee
      • Malaysian Ringgit
      • Qatari Riyal
      • Hong Kong Dollar
      • Kuwaiti Dinar
      • Bangladesh Taka
      • New Zealand Dollar
      • Australian Dollar
      • Nepalese Rupee
      • Chinese Yuan Renminbi
      • Japanese Yen
      • Kenyan Shilling
      • Mauritius Rupee
      • Philippine Peso
      • Saudi Riyal
      • South African Rand
    • Withdrawal Fees: free. Domestic Friday and International Tuesday
    • Settlement days: CCAvenue settles payments on a weekly basis for all amounts over & above of Rs. 1000, which is the minimum amount required to be kept.
    • Customer Support: Their website claims 24x7x365 days of Voice, Chat and email support. However their chat was off on weekend.  IVR system clearly says that they are closed over weekends. However, their sales and technical team responds very well and also coordinates well internally.
    • Documentation required: List of documents required by CCAvenues for Online Payment Gateway is here.
    • No of Days to start a transaction: Though CCAvenue claims on their website that all new merchant accounts get activated within 1 hour of registration, in practice, it will take anything between 3 to 6 days. CCAvenue will approve your website and will ask for physical copies of documents before you start transacting through their payment gateway.
    • Types of Credit Card Accepted: 6 credit cards such as Amex, JCB, Diners Club, Mastercard, Visa and eZeClick are accepted.
    • Supported eCommerce CMS System: CCAvenue has developed API’s for most of the shopping carts such as Buildabazaar, Cubecart, Drupal, Interspire, Joomla, Magento, Magento Go, Martjack, Moodle, NopCommerce, Opencart, OsCommerce, PrestaShop, VirtueMart, WHMCS, WordPress, ZenCart.
    • Mobile App Payment Gateway Integration: Android, iOS and Windows.
  • CCAvenues Payment Gateway India Contact Details
payment gateway acquisition services - adv
payment gateway acquisition services – adv

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8 Atom Paynetz Payment Gateway service:

Atom is promoted by FT Group and it is an innovative Payment Service Provider with over 100 payment options, 15 million + transactions, 4500+ strong merchants across the country.

  • Atom Paynetz Payment Gateway Service charge are:
    • Annual maintenance Charge: Generally waived off for first year, however second year onwards you have to pay Rs 2400.
    • Transaction Fee per Transaction:
      • Credit Cards: 2.1%
      • Debit cards: for transactions less then Rs 2000 it is 0.75%
      • Debit cards: for transactions more then Rs 2000 it is 1%
  • Key Features of Atom Paynetz payment gateway are:
    • International Payment / Credit card Support: Not supported
    • Domestic Credit Cards supported: Visa, Master, AMEX, Diners, JCB, Discover
    • Multi-Currency Support: Not Supported
    • Withdrawal Fees: Zero
    • Settlement days: in T+2 days
    • Customer Support: The Telephone number and chat facility on their website do not work so go to Contact us page and use the numbers to connect with Atom Paynetz Payment Gateway service sales team.
    • Documentation required: New merchant accounts need to provide Business Registration documents mostly and a PO.
    • No of Days to start a transaction: Within 5-6 days, provided all documents are provided as and when asked for.
    • Supported eCommerce CMS Systems: All major CMS supported such as Magento, WooCommerce, Prestashop.
    • Mobile App Payment Gateway Integration: Only Android as of now.
  • Atom Paynetz Payment Gateway India Contact Details: call 022-6686 4010
BEST PAYMENT GATEWAYS HELP YOUR CUSTOMERS TO BUY FROM YOU
BEST PAYMENT GATEWAYS HELP YOUR CUSTOMERS TO BUY FROM YOU

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9 Citrus Payment Gateway:

It is merged with PayU now. Therefore, I have dropped all the details for this payment Gateway.

Below are details of another payment Gateway that you can consider for your Business:

10 PayTM Payment Gateway

Paytm has emerged as a leading payment due to its online consumer base with ‘Paytm Cash’ wallet. Therefore paying with Paytm could be beneficial for a small eCommerce merchant.

  • Domestic Credit Cards supported: Visa, Master, Maestro, Amex, Discover and Diners. Flat 1.99%
  • International Credit Cards supported: Visa, Master, Maestro, Amex, Discover and Diners
  • Pricing of Paytm payment gateway
    • Initial Setup Fees: Rs 5000. Waived as of now
    • Annual Maintenance Charges: Rs 5000. Waived as of now
    • Minimum Annual Business Requirement: ZERO
    • Applicable Fee per Transaction:
      • 1.99% for Paytm wallets, Net banking, and Credit cards
      • 0.4% for transaction amount below Rs. 2,000 via Debit cards (Mastercard & Visa) / 0.9% for amount above Rs. 2,000
      • 0% for Rupay card and UPI
      • 2.8% for international Credit/Debit cards
      • 0% Transaction fees for all startups (Build for India Offer)
      • Multi-Currency Support: 72 plus currencies
  • Domestic Debit or Credit cards on Visa, Mastercard, Maestro, RuPay: Flat 1.99%
      • Amex, ezeClick, JCB and Diners: Flat 1.99%
      • International Credit Cards on Visa, Mastercard: Supported.
      • Taxes extra as applicable from time to time
    • International Payment / Credit card Support: Supported all kind of credit cards.
      • Multi-Currency Support: 72 currencies supported as of now.
      • Multi-currency transaction charges: Not applicable.
    • Withdrawal Fees: Zero.
  • Settlement days: Settlement takes place within 1-2 days. PayTM also offers optional real-time / same-day settlement.
  • Customer Support: very good customer support all through the week.
  • Documentation required: New merchant accounts need to provide business registration and bank account details.
    • No of Days to start a transaction: Merchant can go live with Paytm Payment gateway in 2 days time after submission of all the requisite documents.
  • Supported eCommerce CMS System on Paytm payment gateway:
  • Shopping Cart Kits currently available with Paytm are:
    Opencart
    Magento
    Zencart
    WordPress Woocommerce
    Joomla Virtue Mart
    Prestashop
    OSCommerce
    WordPress Ecommerce
    Ubercart
    Easy digital
    WHMCS
    ViArt
    Opencart
    CScart
    Virtuemart
    Drupal Commerce
    Moodle
    Nopcommerce
    Gravity forms.
  • Paytm Payment Gateway Integration kits are available in the following environments:
    PHP
    ASP.NET
    Ruby On Rails
    JSP
    VB.NET
    OSCommerce
  • Mobile App Integration: Available for both Android, iOS.
  • Paytm Payment Gateway India Contact Details: signup on their website.

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11 DirecPay Payment Gateway Service:

DirecPay is one of the largest payment gateway solutions service providers in India.

  • Their charge are:
    • Annual maintenance Charge: Zero.
    • Transaction Fee per Transaction: variable transaction fee applies
    • Domestic Credit and Debit cards on Visa, Mastercard, Maestro, RuPay: Flat fee @ 2%
    • Wallets: Flat fee @ 2%
    • NEFT, IMPS, Cash cards & UPI: Flat fee @ 2%
    • Amex, ezeClick, JCB and Diners: Flat fee @ 3%
    • Taxes extra as applicable from time to time
  • Key Features of DirecPay are
    • International Payment / Credit card Support: Supported with an additional refundable security deposit of Rs 30000.
    • Multi-Currency Support: US$ is supported for merchants with International Payment Gateway activation.
    • Withdrawal Fees: Zero
    • Settlement days: Settlement in T + 2 days ( T = Transaction day )
    • Customer Support: Customer support not available over weekends. However, you will be able to connect easily with support team over weekdays.
    • Documentation required: New merchant accounts need to provide business registration documents.
    • No of Days to start a transaction: 5 to 7 days
    • Supported eCommerce CMS Systems: nopCommerce, Prestashop, OpenCart, OSCommerce, Joomla, WordPress, WHMCS, cubecart and cscart.
    • Mobile App Integration: Android and iOS.
  • DirecPay Payment Gateway India Contact Details: Call 9619712858; email contact@direcpay.com.

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12 PayUbiz Payment Gateway Service:

PayUbiz is part of Naspers, a US$25 Billion media and internet company listed in Johannesburg and London stock exchange. It is a payment gateway solution provider used by more than 70 of the top 100 eCommerce companies. PayUbiz is used by large enterprises such as Snapdeal, Jabong, Bookmyshow, Ola, Cleartrip, Redbus, GoIbibo, Zomato etc.

  • Their Charges are:
    • Annual maintenance Charge: Variable charges apply.
    • Transaction Fee per Transaction: Variable charges apply.
PayUbiz Payment Gateway Charges in India
PayUbiz Payment Gateway Charges in India
  • Key Features of PayUbiz are
    • International Payment / Credit card Support: Not supported
    • Domestic Credit cards supported: Visa/Mastercard/Diners/Amex credit Cards
    • Multi-Currency Support: No
    • Withdrawal Fees: Zero
    • Settlement days: T+2 days
    • Customer Support: Customer support always seems to be busy.
    • Documentation required: Extensive list of documents.
    • No of Days to start transaction: 5-7 days
    • Supported eCommerce CMS Systems: All major CMS supported
    • Mobile App Integration: Android, Windows and iOS.
  • PayUbiz Payment Gateway India Contact Details: Call 0124-6624801; email contact@payu.in

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13 Mobikwik Payment Gateway:

Mobikwik (formerly known as Zaakpay) Payment Gateway is a popular service for online credit, debit card & internet banking processing transactions. They claims to setup an account in two days time.

  • Their charge are:
    • Annual maintenance Charge: Custom, negotiable.
    • Transaction Fee per Transaction: Custom, negotiable.
  • Key Features of Mobikwik are:
    • International Payment / Credit card Support: All Indian & International Mastercards, VISA, Discover & Diner’s cards acceptable.
    • Domestic Credi cards supported: All Indian & International Mastercards, VISA, Discover & Diner’s cards acceptable.
    • Multi-Currency Support: No
    • Withdrawal Fees: Zero
    • Settlement days: T+2 days
    • Customer Support: Customer support always seems to be busy.
    • Documentation required: New merchant accounts need to provide extensive documentation.
    • No of Days to start transaction:
    • Supported eCommerce CMS Systems: WordPress, XCart, Zencart, Prestashop, CScart, Cubecart, OSCommerce etc.
    • Mobile App Integration: Android, Windows and iOS.
  • Mobikwik Payment Gateway India Contact Details: Call 011-30018008 (we were not able to talk to their sales team on 16th Nov 2015 on this number), email: contact@zaakpay.com. Please note that their on page contact form does not work properly. Therefore the only way you can contact them will be emailed (though we have not got their revert so far).

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14 EBS Payment Gateway

EBS or E-Billing Solutions is the first Indian merchant account provider to achieve the PCI DSS 3.0 standards of compliance. It is also certified by security and process adherence followed and audited by ISO 27001- 2013 standard. Therefore it is one of the most secured online service providers in the world.

  • EBS payment gateway service charges are:
    • Initial Setup fees: Zero as a special promotion instead of Rs 9599
    • Annual maintenance Charge:  Rs 2400 flat applicable every year. Apart from that you also have to pay a one-time setup fee, which is variable, depending on the package you select.
    • Transaction Fee per Transaction: Variable charges apply depending on the package you select.
  • Key Features of EBS Payment gateway are:
    • International Payment / Credit card Support: EBS Payment gateway accepts Visa, Master Card, American Express, JCB & Diners cards issued around the world.
    • Multi-Currency Support: EBS Payment Gateway supports 11 major foreign currencies so that customer can pay in the currency he knows best. Currency supported are Indian Rupee (INR), American Dollar (USD), British Pound (GBP), Euro (Eur), Arab Emirates Dinar (AED), Qatari Rial (QAR), Omani Rial (OMR), Canadian Dollar (CAD), Hong Kong Dollar (HKD), Singapore Dollar (SGD) and Australian Dollar (AUD).
    • Withdrawal Fees: Free of cost.
    • Settlement days: Settlement takes place within 2-3 days. Their committed structure is T=+2 that is transaction date + 2 days of lag for settlement.
    • Customer Support: Not available over weekends. However, over weekdays, you can easily talk to their customer-friendly staff to get your issue resolved.
    • Documentation required: Yes.
    • No of Days to start a transaction: Merchant can go live with EBS day 1 of online activation
    • Supported eCommerce CMS Systems:
    • Mobile App Payment Gateway Integration: Windows, iOS and Andriod.
  • EBS Best Payment Gateway India Contact Details:

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15 Easebuzz

Easebuzz is a software platform that allows businesses to have a payment gateway and value-added services. Easebuzz offers services in handling complex payment problems like vendor payments, recurring payments, split payments and multiple value-added services which helps businesses to scale.

Key features of Easebuzz payment gateway are as follows –

  • Annual maintenance fees – Zero for lifetime
  • Transaction Fee per Transaction –
    • All Domestic Debit cards (Visa, Master, Rupay, and Maestro) – 1.5% per transaction
    • All Domestic Credit Cards (Visa, Master, Rupay, and Maestro) – 2.2% per transaction
    • Netbanking (70 + Banks) – 2% per transaction
    • UPI (Phone Pe, Bhim, Tex, All banks) – 1.2% per transaction
    • Wallets (Paytm, Mobikwik, Jio, Oxygen, and 7 more) – 2.5% per transaction
    • Post Paid (Pay Later – Ola) – 2.2% per transaction
    • EMI (6+ Banks) – 2.5% per transaction
  • Time Taken to start transactions – 24 hours. We process only 2-3 documents within KYC and the entire process is online.
  • Value-added services – Vendor Payments B2B, Split Payments, Recurring payments for subscription-based business, Application form (CMS) for collection of fees/bills/invoicing amount, and smart payment link solution.
  • Payment API’s available for all major web-based and mobile-based languages –
    • Woocommerce
    • PHP
    • Java
    • Python
    • Android
    • Codeva
    • Iphone
    • .Net
    • Prestashop
    • Magento 1.0, 2.0
    • Open Cart 1.0,2.0,2.3,3.0
    • Flutter

Our recommendation is that you go ahead with at least two payment gateways so that your customer has a choice to pay.

If you need Payment Gateway integration on your eCommerce store or if you want to develop an eCommerce store feel free to contact us at BrandLoom Consulting.

FAQ’s

  1. What is Payment Gateway and how it works?

    A Payment Gateway is an eCommerce application service provider service that authorises credit card payments for Online businesses, online retailers, bricks and clicks, or traditional brick and mortar. It facilitates the transfer of information between a payment portal (such as a website, mobile phone or interactive voice response service) and the Front End Processor or acquiring bank.

    How payment gateway works in eCommerce

    Payment Gateway service automates the payment transaction between the shopper (buyer) and merchant (seller). It is generally a third-party service that is actually a system of computer processes (that process, verify, and accept or decline credit card transactions) on behalf of the merchant through secure Internet connections. The payment gateway infrastructure allows a merchant (seller) to accept credit, debit card and others form of electronic payments.HOW DOES A PAYMENT GATEWAY WORKS - EXAMPLE FROM PAYUBIZ IN INDIA

  2. Please share with the list of payment gateway providers in India?

    Here is the list of payment gateway providers in India:
    1 InstaMojo
    2 Cashfree
    3 CCAvenue
    4 Paypal
    5 EBS
    6 Atom
    7 SBI
    8 HDFC
    9 PayKun
    10 PayTM
    11 DirectPay
    12 PayUBiz
    13 PayUMoney
    14 Mobikwik
    15 Emvantage
    16 Citrus
    17 RazorPay
    18 EaseBuzz

  3. Which are the Top 10 Payment Gateway in India?

    Here is the list of Top 10 Payment Gateways in India:
    1 Cashfree
    2 CCAvenue
    3 InstaMojo
    4 PayUBiz
    5 PayUMoney
    6 EBS
    7 Atom
    8 SBI
    9 HDFC
    10 PayKun

  4. Which is the cheapest payment gateway in India?

    Cashfree is the cheapest Payment gateway provider in India. Below are its charges:
    – Initial Setup Fees: ZERO
    – Annual Maintenance Charges: ZERO
    – Minimum Annual Business Requirement: ZERO
    – Applicable Fee per Transaction: Credit & Debit cards on Visa, Mastercard, Maestro, RuPay, 70+ net banking: Flat fee @ 1.75% + Rs 0 per transaction
    – Wallets: Paytm, Airtel Money, Freecharge, Mobikwik, Ola Money, Jiomoney: Flat fee @ 1.75% + Rs 0 per transaction
    – UPI: Flat fee @ 1.75% + Rs 0 per transaction
    – International Credit Cards on Visa, Mastercard, and American Express: Flat fee @ 3.5% + Rs 7 per transaction
    – Taxes extra as applicable from time to time

  5. How to add payment gateway in a website?

    If you want to add a payment gateway to your website, connect with your developer. The method depends on the website technology stack. If your website is built with a popular CMS you can use a pre-existing plugin to add it to your website. Otherwise, you need to use API's to add it to your website.

  6. How does payment gateway work in India?

    Payment Gateway service automates the payment transaction between the shopper (buyer) and merchant (seller). It is generally a third-party service that is actually a system of computer processes (that process, verify, and accept or decline credit card transactions) on behalf of the merchant through secure Internet connections. The payment gateway infrastructure allows a merchant (seller) to accept credit, debit card and others form of electronic payments.
    HOW DOES A PAYMENT GATEWAY WORKS - EXAMPLE FROM ZAAKPAY IN INDIA

  7. Which payment gateway is best in India?

    The answer is that it depends. Not all payment gateways are equal. Choose what works best for you. As a start-up or new business, you would like to ensure a conversion; once a customer likes your Brand Story. You need a Payment Gateway, which is not only safe and quick but also provides multiple payment options.

    Here is the list of Top 10 Payment Gateways in India:
    1 Cashfree
    2 CCAvenue
    3 InstaMojo
    4 PayUBiz
    5 PayUMoney
    6 EBS
    7 Atom
    8 SBI
    9 HDFC
    10 PayKun

  8. What is the payment gateway charges in India?

    In India most of the payment gateways levy 3 types of charges:
    1. Initial Setup Fee: It could be anything between Rs 0 to Rs 200k depending on the payment gateway you are choosing to work with.
    2. Annual Maintenance Fee: This could be anything between Rs 0 to Rs 50000/annum.
    3. Transaction Charges: Transaction charges are levied on every transaction that takes place on your payment gateway account. It could be anything between 1% to 4%/transaction.

  9. How to get payment gateway for my website in India?

    If you are looking for a payment gateway for your website in India, you can simply choose the best payment gateway for your business by visiting the sites of different gateways.

    If you need any additional help you can connect with the customer service. You can also connect with our team at BrandLoom.

  10. How many types of payment gateways are there?

    Payment Gateways are primarily of two types:
    1. Hosted Payment Gateway
    2. Integrated Payment Gateways in India

  11. How much does a payment gateway cost in India?

    In India most of the payment gateways levy 3 types of charges:
    Initial Setup Fee: It could be anything between Rs 0 to Rs 200k depending on the payment gateway you are choosing to work with.
    Annual Maintenance Fee: This could be anything between Rs 0 to Rs 50000/annum.
    Transaction Charges: Transaction charges are levied on every transaction that takes place on your payment gateway account. It could be anything between 1% to 4%/transaction.

  12. What is a high-risk payment gateway?

    Payment processing companies such as Paypal, Stripe process several types of payments. Depending on the type of industry they define such payments as:

    High risk payments
    Low risk payments

    The categorisation of payments is driven by the past history of fraudulent charges, chargebacks, cancelled orders and many other factors. If you are working in an industry with such a scenario, it could be classified as a high-risk industry.

    Most of the Payment processers refer business into a high-risk category with merchants’ ratio (both real and anticipated) of chargebacks, merchandise returns or your payment processing history.

  13. How many payment gateways are there in India?

    There are hundreds of payment gateways in India. Choose one wisely.

Branding, Integrated & Digital Marketing Wizard and Founder of BrandLoom Consulting (A $1m startup). I help companies generate more revenue through digital marketing. I have successfully led Business and Marketing operations of several Large & Small; American, European, Chinese & Indian Brands and Startups. In totality, I have worked with over 100 Brands during my 21 years of professional career with a proven track record of Building Sustainable & Profitable Businesses.

87 Comments

  1. My company is based in India but our customers are from USA, Please help me with 2-3 International Payment Gateways.

  2. James ROnald Reply

    I want an Internationals Payment gateway for my worldwide customers who can pay directly to us through Visa or Master card. Can anyone help me to finalise and integrate the gateway on my website.

  3. Hi Avinash,
    Quick question, We have a company in Canada and India, Now, I’m planning to integrate the payment gateway in India, who can support payout methods to my vendors locally i.e in India, { Accepting payments in India and Payout to Indian Vendors] . I would like to automate whole process, Does any payment company supports fully integrated tool from payments accepting to payouts ? and whom you can suggest us .

    Note : We are using stripe in Canada, but they don’t support payouts in India.
    Thanks in advance.

  4. Hi,
    Can anyone tell me about the Cashfree payment gateway? Is it running actually, I am not getting a response from them?
    Or if someone can tell me which is the best gateway to use for startups?

    • Avinash Chandra Reply

      Hi Jatin

      They are very much working. not sure what issues you are facing. Do let us know and we can try to assist you as much as possible.

  5. Hi RUPA, I Agree 100%. There was this incident when I made a purchase for a flight ticket with Spirit Airline I used PayPal account. After I came to know that Spirit Airline Charged me 3 different charges for 2 extra not required flight tickets. So after a I came back from the trip I realized that My account was short with 2 extra transactions. When I contacted PayPal they simply told me that we must accept the Spirit Airlines policies and they were not allowed to return money to me since I also happened to be an Indian perhaps? Or that I was not so important customer as other large companies. It was horrible experience with both, the Spirit Airlines and PayPal. Thought I would add this statements to support your facts.

  6. Hi Avinash,

    @AVINASH CHANDRA now Istamojo Mobile App Integration available for Android. Can you please update this information in your article.?

    Regards
    Moupia

  7. Hi,

    Useful article. Just wanted to inform you that now Instamojo Mobile App Integration available for Android. If possible can you please update this information on your article.

  8. Hi team,

    We have started a new web service to organize multiplayer online gaming tournament and events. what are the options as payment gateways solution to start accepting event entry fee for tournaments or events? is it possible to collect multi-currency in India.

    • Avinash Chandra Reply

      You can connect with Instamojo or CCAvenue.

  9. HI, Team,

    Please provide who will support and provide international money ,website gateway ,mobile application and POS Machine .

    just we are planning to begin the business in online
    (all products management example : whoever selling product in store ,we will publish product details in our website / mobile app and sell instead of retailer will provide money to them and take commission). and in order to collect investment founds from varies group member, we need to begin the payment gateway for our website. for that we need to submit any of the document to payment gateway service provider ?

    Personal use as well business purpose. so we need internal supported and domestic POS machine supported supplier.

    • Avinash Chandra Reply

      Hi Bala
      You can get in touch with ATOM for the same.

  10. Sandeep Saroha Reply

    Thank you these Gateways for online bill payment. Recharge1 also offers the same with maximum cashbacks.

  11. Which payment gateway is best and easy to setup and can support all international transactions and currencies.

    • Avinash Chandra Reply

      Hi Ajay

      Today almost every payment gateway is easy to install and support international transactions. If you have any specific need, do let us know.

  12. hi

    need payment gatewy app where accepect wallet payment like ola money and ola postpaid please suggest

    • Avinash Chandra Reply

      Cashfree Payment Gateway will provide you Ola Money Wallet acceptance.

    • Avinash Chandra Reply

      Hi
      Yes, you can start a payment gateway, however you need to have registrations in place.

  13. Hello there.
    Have you considered PaySpacelv. It is an international payment provider which offers services in 130+ countries and for India as well

  14. miche paul Reply

    hi Avinash can you please give me some informaton? my business register in india but our customer mainly from usa/uk
    MY QUESTION which will be the best payment gateway ?and is there anyw to get payment gate way if i have ofshore bank account with indian register busines ?

    • Avinash Chandra Reply

      Hi Miche Paul
      If you have an offshore bank account, then you can integrate Stripe or Paypal to receive payments from your customers in US$.
      I hope that answers your question.
      Avinash

  15. any payment gateway which supports multiple accounts, as I want users to transfer payment direct to vendor account and has around 30+ vendors online from the single website.

    • Avinash Chandra Reply

      Hi Mayur,

      I do not know the business case you have in place, yet, technically and from UX point of view it will be difficult.

      On the compliance side, please note that a Payment Gateway is always connected to a Bank account after KYC is done. So you can not connect a PG to 30 vendors separately.

  16. Hi Avinash Chandra,
    excellent rewue I love it much!
    Could you give me advice please, is it any ability to be a partner of any Indian PSP/Gateway listed above for international company registered and located not in India?

  17. Namaste Avinash, Excellent consolidation! Loved it! Thanks for this!
    But PayPal?
    As a India Based business , when I had to setup payment gateway for accepting international payouts, it was a pain!
    Most of the payment gateways mentioned 20-30 days for activating international transactions.
    So I was elated when someone told me about PayPal…. a decision I REGRET. They have non transparent policies, zero escalation matrix but most importantly – RACIST practices! In spite of having my PayPal account in great standing and ready for accepting international payments, PayPal refused a transaction from US, only because the invoice was from my Indian company. NO reasons/justification was given beyond this point. Management escalations, Multiple calls, Twitter splash, nothing helped.

    But again, don’t go only by my experience… please verify this for yourself. And I’m sure you’ll see a reason why PayPal should NOT make to a wonderful list like this. Let’s empower Indian Businesses with info that helps their businesses. PayPal is a racist biz killer.

    • Avinash Chandra Reply

      Hi Rupa, I am not sure when you were trying to set up Payment Gateway as today it is so much easier.
      Let me know if you are still hunting for one.

    • Hi RUPA, I Agree 100%. There was this incident when I made a purchase for a flight ticket with Spirit Airline I used PayPal account. After I came to know that Spirit Airline Charged me 3 different charges for 2 extra not required flight tickets. So after a I came back from the trip I realized that My account was short with 2 extra transactions. When I contacted PayPal they simply told me that we must accept the Spirit Airlines policies and they were not allowed to return money to me since I also happened to be an Indian perhaps? Or that I was not so important customer as other large companies. It was horrible experience with both, the Spirit Airlines and PayPal. Thought I would add this statements to support your facts.

  18. real mink lashes Reply

    Hi there would you mind letting me know which webhost you’re using? I’ve loaded your blog in 3 different browsers and I must say this blog loads a lot faster then most. Can you suggest a good internet hosting provider at a honest price? Thanks, I appreciate it!

  19. Girish Singh Reply

    Hi Avinash, Just as I waned to go live with my advertising for my ecom store, I came upon a hurdle- payment gateway for International payments. Systems like PayUmoney asks for business/company documents and many things more. Is there any solution where I can register as an individual?

  20. Lucy Martin Reply

    Hi good article. However, as we would like to setup a store in India, can you please suggest whether the shop front i.e. just with the domain name can be linked to CC Avenue payment gateway and rest can be taken care by them i.e. they can create a shop for us same as a website?

  21. Jessica Lacy Reply

    UPI is new and has not gained the trust of the people.
    PayTM offers it’s own marketplace as well as you can buy movie tickets from there, so it serves much more use.
    UPI is not present everywhere where as PayTM is widely accepted among people.
    UPI started marketing themselves at an extensive level after the demonetization but PayTM was advertising before that so people instantly made a switch to it.

  22. I will also fill in the gap by mentioning one of the most reliable payment gateway providers, in my belief, G2a pay.
    As it was mentioned in the article factors such us:

    Integration time and set up fees (if such exist)
    Support
    Multicurrency
    Local payment options OneCard, Paytm, AliPay, even Bitcoin
    Global (main players) ex. PayPal, credit/debit cards
    eCommerce platform integration

    G2A pay payment gateway covers all those factors, which seriously have a big impact on customers overall checkout experience. They provide many and many local payment methods covering those all continents, in addition to multicurrencies support.

    • Avinash Chandra Reply

      Hi,
      Requesting you to please share complete information on avinash@brandloom.com
      Our payment gateways experts will review it and if we find it up to mark we may include it in our list.

  23. Rajan Velladurai Reply

    Is there any suggestion to use in India on taxi mobility business..

  24. Hi
    Is there any other company other than Pay U Money which suit for properiter firm with less service charge and service

      • Rajan Velladurai Reply

        Hi Avinash,
        Can you suggest me the best with minimum TC?

        • PayTM and Cashfree. We are having both, besides EBS and PayUmoney on our website

          • I want Cashfree on my website. Can you assist me with that?

          • Avinash Chandra

            Hi
            Yes we can. You can avail our services at US$49+.
            Here is what you will get:
            PAYMENT GATEWAY ACQUISITION
            Identification of One/Two/Three payment gateway providers to meet your requirements,
            Hassle free documentation done by Brandloom Consulting at your behest,
            Merchant Account Creation with Payment Gateway providers,
            Correspondence and Liasoning with Payment Gateway providers to get your account activated,
            Live Payment Gateway Credentials will be provided.
            PAYMENT GATEWAY INSTALLATION
            Our team will install any number of payment gateways of your choice on any website.
            PAYMENT GATEWAY TESTING
            We will ensure that the payment gateways are installed correctly,
            We will also ensure that the payment gateway is up & running successfully with live credentials.
            Testing of the entire purchase cycle will be conducted to ensure that payments are smoothly done.

  25. Best Explanation…………….very Useful information….thanks

  26. Dr Manish Joshi Reply

    Thanx for Nice Article.

    I want to know which will be best option covering my following needs :
    >> INR And Dollar payment as my website contains two fees (for Indians – in INR And in USD for all rest NRI members)
    >> Zero maintainance and annual fees
    >> php integration kit

    Is any payment gateway provides both INR and USD payment ..both options ?

  27. Dr Manish Joshi Reply

    Thanx for Nice Article.

    I want to know which will be best option covering my following needs :
    >> INR And Dollar payment as my website contains two fees (for Indians – in INR And in USD for all rest NRI members)
    >> Zero maintainance and annual fees
    >> php integration kit

    Is any payment gateway provides both INR and USD payment ..both options

  28. Hi,

    My friend is in process of app which require payment gateway. After the research on payment gateways, it was found that PayUBiz charges less for debit card (as per plan) than others. As it is known that PayUBiz is used for large scale e-commerce sites, hence my doubt is can the same payment gateway be used for our simple app. The app is something related to banking and transactions. Please clarify.

  29. Rishika Ahluwalia Reply

    thank you so much for the information. I was searching for payment gateway options for my new website. Got Fair idea about all the available options.

  30. Varun Jain Reply

    Great article. Squarespace provided me this link.
    I am currently trying to setup an online store for Home & Decor.
    Since I am not a coder I love using web builders such as SS & Wix.
    But since they have limitations regarding Indian Payment Getways, I cannot proceed further with them

    1) Can you suggest a workaround of using these platforms + Indian Getways on it ?
    2) Are there any other such platforms that fully support our getways ? (I have ruled out Shopify cause of it’s theme editing limitations plus it’s quite expensive)

  31. Nepal online shopping Reply

    Pretty great post. I simply stumbled upon your weblog and wished to say that I have truly enjoyed surfing around your weblog posts. After all I’ll be subscribing in your rss feed and I’m hoping you write once more soon!

  32. Dear Avinash,

    I am planning to open a online store for my cycle shop. which one is the better solution and may i know the difference between PayUMoney and PayU Biz

    • Hi Jithin
      It depends on your current legal structure. If you are running a proprietorship firm, it will be easy for you to start off quickly with PayUMoney as their documentation requirements are simple. They will link your personal account for remittance of the money. However, they are slightly expensive.

      However, if you have a well formed legal structure and can provide documentation, PayUBiz will be cheaper. In this case please look at CCAvenue and Atom as well.
      Best wishes.

  33. Jayaprakash Reply

    Hai,
    The setup charges and transaction fees changed in majority of the payment companies. Please update the article.

  34. Hi Avinash,
    Thanks for this informative post.Can you please suggest me a payment gateway which is accepted globally. I came to know that some gateways supports transactions within India only. But I want an gateway which supports payments both within and outside India. Revert to me as soon as possible.

  35. Hi Avinash,
    This was very informative and wonderful article.Can you suggest me a payment gateway which I can incorporate into my application, which can be used globally as I came to know that some gateways support payments within India only.So please suggest me a gateway to use globally.

  36. Hii Avinash thanks for sharing such a good and informative article on on payment gateways in India. As i was looking out for many payment gateways sites for personal use i found that payumoney is good to use. I also used Instamojo they are also good but payumoney is awesome to use.

  37. Hi I am an individual. Looking to start an online business(re-seller web hosting company).

    And i am not a registered company, also i don’t want to register this company until i establish as a running company.

    So is there any payment gateway that consider my request ?

    regards,
    Raj

  38. Hi Avinash

    Wanted to understand what payment gateways have the option of sending customers links to make payments. We currently don’t have a website, hence the question.

  39. Hi Avinash

    Wanted to understand what payment gateways have an option of sending links via email to the customer. We don’t have a website but would like our customers to pay through a payment gateway.

  40. Hi Avinash,

    I came across this article on quora. Appreciate the comprehensiveness of the article.

    I found certain things need to be corrected about Citrus Pay:

    Citrus has over 9000 online merchants as of today. In November, when this article was posted, we had 6000+ merchants.
    Multi currency support: USD (US Dollar), GBP (British Pound), EUR (Euro), AED (Arab Emirates Dinar), QAR (Qatari Rial), OMR (Omani Rial), CAD (Canadian Dollar), HKD (Hong Kong Dollar), SGD (Singapore Dollar), AUD (Australian Dollar).

    PS: I am part of the Citrus team.

  41. Nisha Sahaay Reply

    Great list. I was surfing on the internet for payment gateway integration for my online cake shop and came across your blog post. It was really nice, that you have mentioned all the details about major payment gateway in India. Thank you so much for sharing such an informative post with us.

    • Hi Nisha
      We are delighted to hear that you have found this article useful. Feel free to connect with us, if you need any assistance.
      Thanks again.
      Team BrandLoom

  42. Thank you for the details.
    I think PayuBiz support multi currency

    • Avinash Chandra Reply

      Thanks for your feedback Sanjay. We will check and update the article.

      Warm regards
      Avinash

  43. very nice article…got a good enough idea..and latest one..thanks a lot!

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